💰 Total Investable Assets

Cash + stocks + funds. Exclude real estate, retirement accounts, and emergency fund. Use presets below for quick entry.

USD

$25K

$100K

$500K

$2M

⚖️ Risk Tolerance

Honest test: how would you react to a -30% drawdown?

🛡️

Conservative

Can't tolerate -10%+

⚖️

Balanced

-20% is OK long-term

🚀

Aggressive

-50% acceptable for upside

⏱️ Time Horizon

When could you realistically need the money back?

📅

Short (1-2y)

Sell soon after IPO

📆

Mid (3-5y)

Mars proof point

🌌

Long (5-10y)

Starlink 50M subs

📈 Existing US Stock %

Current US equity as % of total assets (Tesla, Apple, NVIDIA, etc). Too high = adding SpaceX concentrates risk.

40%

⚡ RECOMMENDATION

Balanced + Mid-term — XOVR-Centered Mix

of total assets

≈ $7,000

Balanced risk + mid-term horizon → recommended 7% of total assets in SpaceX exposure. Built around XOVR ETF (60%) with SATS optionality (25%) and post-IPO direct purchase (15%).

📈 Vehicle Split

📊 5-Year Scenarios (Pre-Tax)

Bull

+250%

≈ $24,500

Base

+100%

≈ $14,000

Bear

-30%

≈ $4,900

📚 Deeper Analysis

This calculator is for sizing only. Read the full vehicle analysis before allocating capital:

ETF Comparison SATS Backdoor Buying Guide FAQ — 18 Questions 7 Risks